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Veilige betaalmethoden in Nederland

iDEAL, PayPal, e-wallets – Dit zijn enkele van de meest gebruikte en betrouwbare betaalmethoden in Nederland. Bij het online winkelen is het belangrijk om te kiezen voor veilige en betrouwbare betaalopties om je persoonlijke en financiële gegevens te beschermen.

Of je nu online kleding koopt, een restaurantreservering maakt of een vliegticket boekt, het is essentieel om te weten welke betaalmethoden de beste beveiligingsmaatregelen bieden. Met iDEAL, PayPal en e-wallets heb je verschillende opties om veilig en gemakkelijk online te betalen.

iDEAL is een populaire betaalmethode in Nederland omdat het rechtstreekse betalingen van je bankrekening mogelijk maakt. PayPal biedt extra bescherming door je financiële gegevens niet te delen met verkopers, terwijl e-wallets zoals Apple Pay en Google Pay snel en veilig betalingen verwerken via je mobiele apparaat.

Voorkom fraude bij het online winkelen

Om veilig online te kunnen winkelen, is het belangrijk om op de hoogte te zijn van de mogelijke risico’s en hoe je deze kunt vermijden. Betaalmethoden zoals iDeal, e-wallets en Paypal bieden een zekere mate van bescherming tegen fraude, maar er zijn nog andere maatregelen die je kunt nemen om jezelf te beschermen.

  • Zorg ervoor dat de website waarop je winkelt veilig is: Controleer of de website een beveiligde verbinding heeft (te herkennen aan het slotje in de adresbalk) en vermijd het invoeren van gevoelige informatie op onbekende websites.
  • Gebruik sterke wachtwoorden en verander deze regelmatig: Kies wachtwoorden die moeilijk te raden zijn en gebruik voor elke website een uniek wachtwoord. Zo voorkom je dat fraudeurs toegang krijgen tot al je accounts als er ergens een lek is.
  • Wees alert op verdachte e-mails en phishing: Klik niet zomaar op links in e-mails die je vragen om in te loggen op je account of om persoonlijke gegevens te delen. Fraudeurs kunnen zich voordoen als betrouwbare organisaties om je gegevens te stelen.

Door deze tips in acht te nemen en alert te blijven tijdens het online winkelen, kun je de kans op fraude aanzienlijk verminderen. Voorkom dat je slachtoffer wordt van internetcriminelen en geniet zonder zorgen van je online aankopen!

Kies de veiligste betaalmethode voor jou

E-wallets, iDEAL en PayPal zijn populaire betaalmethoden die je kunnen helpen bij het veilig online winkelen. Het is belangrijk om de juiste betaalmethode te kiezen die past bij jouw behoeften en voorkeuren. De veiligheid van je transacties is essentieel, dus zorg ervoor dat je een betrouwbare en veilige betaalmethode gebruikt.

Voor een veilige online winkelervaring is het aan te raden om te kiezen voor betaalmethoden zoals e-wallets, iDEAL of PayPal. Deze methoden bieden extra beveiligingslagen om fraude te voorkomen en je gegevens te beschermen. Door verstandig te kiezen en bewust te betalen, kan je met een gerust hart online aankopen doen. Klik hier om meteen te beginnen: Speel nu.

Advies bij het gebruik van creditcards

Als je overweegt om online aankopen te doen, is het belangrijk om na te denken over de veiligheid van je betalingsmethode. Bij het gebruik van creditcards is het essentieel om bewust te zijn van mogelijke risico’s en hoe je deze kunt voorkomen.

Een van de voordelen van creditcards is dat ze wereldwijd geaccepteerd worden en je vaak beschermd bent tegen fraude. Echter, het is van groot belang om verstandig om te gaan met je creditcardgegevens. Zorg ervoor dat je alleen betalingen doet op beveiligde websites en vermijd het delen van je gegevens op verdachte platforms. Het gebruik van e-wallets zoals PayPal kan ook een extra laag van beveiliging bieden voor snelle betalingen.

Hoe bescherm je jezelf tegen online diefstal?

Als je online aankopen doet en gebruik maakt van e-wallets, snelle betalingen zoals PayPal, is het belangrijk om jezelf te beschermen tegen online diefstal. Er zijn verschillende maatregelen die je kunt nemen om ervoor te zorgen dat je persoonlijke en financiële gegevens veilig blijven tijdens het winkelen op het internet.

Om te voorkomen dat cybercriminelen toegang krijgen tot je gegevens, is het essentieel om sterke wachtwoorden te gebruiken en deze regelmatig te wijzigen. Daarnaast is het verstandig om alleen te winkelen op beveiligde websites die het ‘https’ -protocol gebruiken en om nooit persoonlijke informatie te delen via onbeveiligde netwerken.

Een andere belangrijke maatregel is om verdachte e-mails of berichten te vermijden en nooit op links te klikken die afkomstig zijn van onbekende afzenders. Cybercriminelen kunnen phishing-technieken gebruiken om toegang te krijgen tot je gegevens, dus wees altijd alert en vertrouw alleen op officiële en vertrouwde bronnen bij het maken van online transacties.

Alternatieve betaalmethoden om te overwegen

In aanvulling op de gangbare betaalmethoden zoals creditcards en iDEAL, zijn er ook alternatieve opties die je kunt overwegen voor het veilig betalen tijdens online aankopen. E-wallets, PayPal en andere digitale betalingssystemen zijn populaire keuzes voor consumenten die op zoek zijn naar gemak en extra beveiliging.

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Best Online Casinos Offering Free Spin Bonuses for Indian Players

Get ready to embark on an exciting journey through the world of online casinos with our selection of top-rated ezcasino review sites that cater to Indian players. If you’re on the lookout for free spins and bonuses on a variety of real-money slots, look no further!

Our team has scoured the internet to bring you the most reputable and trustworthy online casinos that offer an array of exciting games and generous free spin bonuses. Whether you’re a seasoned player or just starting out, these platforms have something for everyone.

With our in-depth ezcasino reviews, you can make an informed decision on where to start your online gaming adventure. From user experience to game variety, we’ve got you covered. So sit back, relax, and get ready to spin your way to big wins!

Discover the Best Online Gaming Destinations in India

Navigating the diverse world of online gambling can be an exciting and rewarding experience for Indian players. With a wide array of real-money slots, generous bonus codes, and an abundance of free spins, the online gaming landscape offers endless opportunities for entertainment and potential winnings. In this section, we’ll explore some of the most exceptional online gaming platforms that cater to the unique preferences and needs of Indian players.

Unlock Endless Entertainment with ezcasino.in

https://ezcasino.in/ has emerged as a premier destination for Indian players seeking a comprehensive and user-friendly online gaming experience. This platform offers an expansive selection of real-money slots, accompanied by a range of enticing bonus codes and an abundance of free spins. ezcasino reviews have consistently praised the platform’s seamless user interface, diverse game selection, and commitment to providing a safe and secure gaming environment for its players.

Elevate Your Gaming Experience

Beyond the exceptional offerings of ezcasino.in, the online gaming landscape in India is brimming with a variety of platforms that cater to the diverse preferences of players. From immersive slot experiences to thrilling live dealer tables, these gaming destinations have carefully curated their offerings to ensure that Indian players can indulge in an unparalleled gaming experience, complete with lucrative bonus codes and generous free spins.

Explore the Top Picks for Indian Players

When it comes to finding the best indian-friendly platforms for online gaming, it’s essential to look for free spins, bonus codes, and ezcasino reviews. By exploring these top picks, Indian players can ensure they are getting the most out of their online casino experience.

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Learn How to Maximize Your Gameplay

When it comes to playing on Indian-friendly platforms, knowing how to make the most out of your gaming experience is essential. By understanding the ins and outs of free spins, real-money slots, and ezcasino reviews, you can enhance your chances of winning big and having a great time while doing so.

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Free spins are an excellent way to boost your chances of hitting a winning combination without having to wager any of your own money. Understanding how to trigger free spins, how they work, and how to make the most out of them can significantly increase your winnings and prolong your gameplay.

Choose Reliable Casinos with Trusted Reviews

When selecting a gaming platform, it’s crucial to prioritize reliability and credibility. Researching ezcasino reviews and identifying Indian-friendly platforms can help you navigate the online gambling landscape with confidence. By focusing on sites that offer transparent and trustworthy assessments, you can enjoy a seamless and rewarding gaming experience, complete with tempting free spins and engaging real-money slots.

Navigating the Online Gambling Ecosystem

The online gambling industry can be complex, with a myriad of options vying for your attention. However, by taking the time to delve into ezcasino reviews and evaluations, you can identify gaming sites that prioritize player satisfaction and security. These platforms will often provide detailed insights into their offerings, including the availability of free spins and a diverse selection of real-money slots.

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Prioritizing Trustworthiness and Security

When exploring the world of online gambling, it’s essential to prioritize platforms that have established a reputation for trustworthiness and security. By conducting thorough research and relying on ezcasino reviews, you can identify Indian-friendly sites that place a strong emphasis on player protection and fair gaming practices. These platforms will often offer a diverse range of real-money slots, as well as tempting free spins promotions, ensuring a rewarding and enjoyable gaming experience.

Find the Safest Options for Indian Players

When it comes to playing real-money slots online, it’s essential to choose indian-friendly platforms that offer a secure and reliable gaming experience. By using bonus codes provided by trusted sites like ezcasino reviews, Indian players can unlock exclusive free spin bonuses for big wins.

Exploring the top picks for Indian players can help you find reputable online casinos with a strong track record of customer satisfaction and fair gameplay. It’s important to learn how to maximize your gameplay by selecting casinos with reliable security measures and a wide variety of games to choose from.

By choosing reliable casinos with trusted reviews, Indian players can ensure that their personal and financial information is kept safe while enjoying their favorite slots games. With a bit of research and attention to detail, finding the safest options for Indian players can lead to an exciting and rewarding online gaming experience.

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Nigeria: Levies And Taxes

COMPANIES INCOME TAX
Under the Companies Income Tax Act (“CITA”), Cap C21, LFN 2004, (as amended by the Companies Income Tax Amendment Act No. 11 of 2007), a tax at the rate of thirty percent (30%) is imposed on the income of a company incorporated in Nigeria, after the deduction of all allowable expenses, losses and capital allowances.
Every company assessable to tax under the CITA must prepare and file on a self- assessment basis, with the FIRS, audited accounts and income tax computations within 6 months after the end of the accounting period. However, in the case of new companies, the returns are to be filed within 18 months, from the date of incorporation, or 6 months after its first accounting period, whichever occurs first.
EDUCATION TAX
Pursuant to the Education Tax Act Cap E4 LFN 2004, every company incorporated in
Nigeria is obliged to pay 2% of its assessable profit as Education Tax.
INDUSTRIAL TRAINING FUND (ITF)
The Industrial Training Fund Act CAP I9, LFN 2004 (the “IDTF Act”) (as amended by the Industrial Training Fund Amendment Act, 2011) establishes the Industrial Training Fund (the “Fund”). The purpose of the Fund is to promote the acquisition of relevant skills in industry or commerce with a view to generating a pool of indigenous manpower to satisfy the needs of the economy. Every employer that is liable under the ITF Act must contribute one (1) percent of the amount of its annual payroll to the Fund. Employers that are liable to make contributions under the Fund are:
Employers having five (5) or more employees in their establishment;
Employers who have less than five (5) employees but having a turnover of fifty N50 million and above per annum;
Suppliers, Contractors or Consultants who bid for contracts from any federal government agency or parastatals or private companies; and
Companies operating in the free trade zone which seeks for approval for Expatriate Quota or makes use of any custom services.
In the determination of the contributions to be made to the Fund, all employees including those who work part time and temporary employees are included in the assessment. Further, all the allowances and entitlements paid to such employees within or outside Nigeria are calculated when considering the total payroll of an employer.
The IDTF Act further imposes a duty on employers to provide training for their indigenous staff with a view to improving their job related skills. Furthermore, the IDTF Act provides that the Fund’s Council may make a refund of up to 50% of the amount paid by an employer where it is satisfied that its training program is adequate.
Failure to make contributions within the stipulated period in a calendar year attracts a penalty of five per cent (5%) of the amount unpaid for each month or part of a month after the date on which payments should have been made.
INFORMATION TECHNOLOGY TAX
Pursuant to the National Information Technology Development Agency Act No. 31 of 2007 a tax of 1% of profits before tax is chargeable on the income of the underlisted companies with a turnover of N100 million and above:
GSM service providers and all telecommunications companies;
Cyber companies and internet providers;
Pension managers and pension related companies;
Banks and other financial institutions, and
Insurance companies.
PERSONAL INCOME TAX
The income of employees is subject to tax levied at progressive rates as detailed in the table below. The Personal Income Tax Act (“PITA”) Cap P8, LFN 2004 establishes a Pay-As-You-Earn (PAYE) system whereby employers are required to act as agents of the tax authorities for the purpose of collecting and remitting taxes on salaries due to their employees. PAYE taxes are required to be remitted within fourteen (14) days after the month of deduction. At the end of every year, the employer is required to submit all the tax deduction cards and employer’s remittance card (Form G).
First N300,000
7%
Next N300,000
11%
Next N500,000
15%
Next N500,000
19%
Next N1,600,000
21%
Above N3,200,000
24%
The summary of the tax deducted from each employee would be shown on the employer’s annual Declaration Form (Form H1) and submitted to the tax authority. This should be done on or before January 30 of the following year.
WITHHOLDING TAX
The Nigerian tax laws (CITA and PITA) provide that where any payment on which withholding tax should be deducted is due from one person to another, the person making the payment is expected to deduct tax at the applicable rate and remit the tax deducted to the relevant tax authority within a reasonable period, not later than 30 days after deduction. Some of the activities and services on which withholding taxes are deductible and the current applicable rates are as follows:
Transactions
Companies
Individuals
Dividend, interest & rent
10%
10%
Royalties
10%
5%
Hire of equipment, motor vehicles, plants, and machinery
10%
10%
Commission, consultancy, technical and management fees, legal fees, audit fees, and other professional fees
10%
5%
Construction
5%
5%
All types of contracts and agency arrangements, other than sales in the ordinary course of business
5%
5%
Directors’ fees
N/A
10%
The rate of withholding tax on dividend, interest and royalty is reduced to 7.5% when paid to a recipient resident in a country with which Nigeria has a double taxation treaty.
CAPITAL GAINS TAX
Capital gains tax is levied on capital gains accruing to a taxable person upon disposal of assets, irrespective of whether the asset is situated in Nigeria or not. The tax is applicable to all companies, including pioneer companies and all individuals and non- corporate bodies. The rate of tax is currently 10%.
The information contained here is based on relevant Nigerian laws, regulations and practices applicable to doing business in Nigeria, as of November 14 2018. This Manual only highlights legal issues, in general, and is not exhaustive. Also it does not, and it is not intended to, constitute legal advice and or opinion. If you have questions or require advice in respect of matters contained herein or any other specific issues, kindly contact us for such advice and we would be happy to assist you on an individual basis and walk with you on your journey to explore the limitless opportunities for investments in Nigeria.
AceConsulting does not accept liability for any action (or lack thereof) by you or anyone else as a result of reliance on, or any other use of, information contained herein. For the avoidance of doubt, under no circumstance shall AceConsulting be liable for any consequences resulting from reliance on or use of information contained in this Manual.

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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Pay As You Earn (PAYE)

What is PAYE?
You know those little deductions you see in your payslip, when you receive your salary, if you look closely, you will find that one of such deductions is the PAYE. For some of you, you have probably wondered, “What is PAYE?” Pay As You Earn (PAYE) is a form of tax deducted by an employer from the employee’s salaries and wages. This tax deduction is also known as Personal Income Tax, and is made based on the provisions of Section 81 of the Personal Income Tax Act (PITA) . PITA applies to every income that is received by an individual.
Remitting PAYE
Employers must begin deducting tax from the salaries and wages of their employees after 6 months of the company commencing business operations. The deducted taxes are remitted to the Lagos State Internal Revenue Service (LIRS), which is the tax regulatory body for Lagos State through any designated collecting bank. After payment, has been made to the collecting bank, the employer will take evidence of payment to its tax office. Your tax office should be the nearest tax office to your primary operating premises. Here’s a list of the location of the various LIRS tax offices in Lagos.
As an employer, you must ensure that PAYE is remitted to the LIRS before the 10th of the month following the month when the deductions were made. E.G January PAYE must be remitted on or before February 10th. Note that contract employees and interns are not exempted from PAYE deduction.
At the end of the year, employers are expected to file duly updated returns on all salaries and wages paid to the employees on their payroll within the preceding tax year. Returns must be filed at the employer’s tax office before January 31st for the preceding year. For instance, 2016 returns must be filed before January 31, 2017.
PAYE rates
If you have read this far, the question on your mind is probably, “how much exactly is this PAYE?” Well, it depends. Lagos operates a graduating scale PAYE system. The tax rates increases based on the employee’s annual taxable income The scale used by the LIRS is:
a. The first N300,000 will be charged at 7%;
b. The next N300,000 will be charged at 11%;
c. The next N500,000 will be charged at 15%;
d. The next N500,000 will be charged at 19%;
e. The next N1,600,000 will be charged at 21%;
and
f. Then above N3,200,000 will be charged at 24%.
Where an employee’s annual taxable income is below the N300,000 threshold, then the appropriate tax rate will be 1%.
So, for instance, where an employee makes N5 million a year, not all of the N5 million would be taxed at the maximum of 24%, but rather the first N300,000 of the N5 million would be taxed at 7%, the next N300,000 of the remaining N4.7 million will be taxed at 11%, the next N500,000 of the remaining N4.4 million will be taxed at 15% and so on until the maximum threshold is reached.
Failure to File Taxes
Not filing taxes is a criminal offence! Any employer who fails to make proper tax deduction or fails to account properly for deductions made is liable on conviction to a penalty of the total sum of taxes due. In addition, the employer will pay 10% annual interest for every year the taxes were not filed or improperly filed. Employers are also liable to penalty and interest for failure to remit and late remittance.

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EU VAT CHANGES FOR 2015

There are two new directives, first for the fast reaction mechanism aimed towards preventing VAT fraud. Second one is for the optional and temporary application of the reverse charge mechanism in relation to supplies of certain goods and services. Quick Reaction mechanism provides the legal basis to the countries that are members of the EU to integrate an emergency measure in they are in position to serious case of sudden and massive VAT fraud.

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FUNDAMENTAL ACCOUNTING

Financial statements are prepared according to agreed upon guidelines. In order to understand these guidelines, it helps to understand the objectives of financial reporting. The objectives of financial reporting, as discussed in the Financial Accounting standards Board (FASB) Statement of Financial Accounting Concepts No. 1, are to provide information that

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SAVE ON TAXES

Value Added Tax (VAT) is a tax on consumption levied in the United Kingdom by the National Government. It was introduced in 1973 and is the third largest source of government revenue after Income Tax and National Insurance. It is administered and collected by HM revenue and customs, primarily through the Value Added Tax Act 1994. VAT is levied on most goods and services provided by registered businesses in the UK and some goods and services imported from outside the European Union.replica watches,Super Clone Rolex watches,replica omega.

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PROPER INVOICE INFO

Financial statements are prepared according to agreed upon guidelines. In order to understand these guidelines, it helps to understand the objectives of financial reporting. The objectives of financial reporting, as discussed in the Financial Accounting standards Board (FASB) Statement of Financial Accounting Concepts No. 1, are to provide information that

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